Providing Merchant Services and Business Solutions to Support our Clients and Strengthen our communities.

While other merchant service providers claim to give you the lowest processing rate, we guarantee that we will save you money each month, or we will write you a check for $1000.

Credit Card Processing

Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.

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Dual Pricing

With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.

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eCommerce Solutions

Businesses that are online or “card-not-present”, must have a quick and safe way for their customers to make online payments.

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Merchant Financing

Financing solutions for merchants that can be paid automatically through their merchant services account.

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Credit Card Processing

Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.

Learn More

Dual Pricing

With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.

Learn More

eCommerce Solutions

Businesses that are online or “card-not-present”, must have a quick and safe way for their customers to make online payments.

Learn More

Merchant Financing

Financing solutions for merchants that can be paid automatically through their merchant services account.

Learn More

Bay State Merchant Services takes the time to learn your business – we’re in it for the long-haul with you.

Years in Business

In Payments Processed Annually

Merchants Served

Bay State Merchant Services guarantees the lowest available rate for accepting payment cards

Bay State Merchant Services company provides affordable credit/debit card processing to businesses and organizations on Cape Cod, the Southcoast  and all of New England for more than 25 years. Our merchant services company believes in our communities and provides business solutions for our local companies while celebrating their entrepreneurial spirit, work ethic and contributions to our local economies.

We provide solutions so our clients can focus on what they do best.

Credit Card Processing

vLoyalty

vLoyalty combines the power of payments, card-linking loyalty and promotions, and text messaging to help companies easily enroll, engage, know and reward customers, driving repeat visits and new sales.

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Choosing the Right Point Of Sale System for Your Needs

Bay State Merchant Services offers a variety of point of sale systems (POS). Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.

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Your Clover point-of-sale (POS) system makes running your business a breeze. Take orders and accept payments. Organize inventory and manage your team.

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SkyTab POS is a next-gen restaurant platform packed with cutting-edge technology

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Lightspeed is the advanced commerce platform for high-performing businesses worldwide.

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Valor terminals have the ability to show all the transactional information for customers to see, including any additional customized information.

We Make Switching Easy!

Consultation

Our merchant services company has certified payment professionals who take the time to understand your business and your need to offer the best solutions.

Statement Analysis

We perform a thorough analysis of merchant statements for businesses and take the time to explain your current rates and fees.

We pay your cancellation fees

Does your current provider charge a termination fee? Don't worry, we will pay your termination fee for you. 

Free Equipment

We offer free POS equipment with no lease agreements to all of our new clients to help make switching easier! 

Custom Solutions

Customized solutions for integrating the Harbortouch POS System at your business with your current accounting or business software applications.

Dedicated Account Manager

You receive top-notch customer service from your LOCAL rep to ensure a smooth transition and long-lasting relationship.

Our Partners

Our extensive network of partners allows us the flexibility to provide solutions that meet your needs, and ensure our clients receive the best possible rates.

Speak with one of our LOCAL consultants

Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.

Contact Us

Merchant Spotlight

We love our merchants, and we thank them for their entrepreneurial spirit, work-ethic, and the boost that they give to their local economies. We believe that helping to promote their business is just another way that we at Bay State Merchant Services can express our gratitude for all that they do for the community.

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